2022 has passed in a whirl. As the new year approaches, many of us are starting to consider what we want to achieve in the twelve months ahead. 2023 is a blank canvas to work with, which means that a lot of us are coming up with new years resolutions to improve our lives.
Most of these resolutions tend to revolve around improving our physical health and wellbeing – quitting bad habits, eating better diets or getting moving more. However, there are more goals you can seek out that can maximise your lifestyle, improve your happiness and work on your mental and emotional health and wellbeing too. If you’re reading this article, chances are, you may be considering buying a home in the upcoming year. Now, this can be a complex process, but it tends to be one of life’s most rewarding. Here are some top tips that can help you reach your goal!
Have you got your deposit together yet? 0% deposit mortgages are few and far between, so chances are, if you’re going to buy a home, you’re going to need a pretty big down payment to get things started. Now, saving can be hard. We’re in the midst of a cost of living crisis and the essentials are increasing in price, meaning many of us have less disposable income and can’t put away as much as we used to. You need to make sure that you are taking positive actions towards getting that deposit together. Cut spending in other areas.
Request an inflation payrise at work. Consider putting in overtime. You may want a side hustle, such as freelance contracts or your own small scale business. You should be saving your money into a high interest rate account. This will see it grow and can help you to reach your target quickly.
Know What You’re Looking For
Once you’ve got your deposit together, it’s important to know what you’re looking for. Are you interested in a detached house in the country? Will you be seeking townhouses for sale in the city? How many bedrooms do you want? Would you like a garden? Do you need a set amount of bathrooms? How about a garage or driveway to safely park or store your car? There are so many different elements that go into ensuring you find a house that meets your needs and preferences. Take some time to create a list of essentials, nice to haves and things you definitely don’t want. This can help you to whittle down your search.
View the Properties
We cannot emphasise this enough. It is absolutely essential that you view any property you’re interested in. Viewing properties will ensure that you’re getting what you think you’re getting. Estate agents are smart. They know how to show properties in their best light online. Only by actually going to the space can you get a feel for it and know exactly how it is.
Hopefully, some of the advice above will see you get your hands on the home of your dreams throughout the course of 2023!